Media and Politics

How Congress is Spending Billions to Make Inequality Worse

So we’re going to be completely honest with you: taxes are boring. Deductions. Exclusions. Deferrals. Refundability. God help us. But stick with us for a minute, because tax programs are crucial for reversing skyrocketing wealth inequality and turning our upside down world right-side up.

Our new animation shows that the key to understanding this is to not think of them as tax programs—instead think of them as this:

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That’s right, gigantic congressional money cannons.  Because these tax programs take what would be government revenue, and give it out to folks to buy a house, go to college, or build a retirement nest egg or financial security for themselves.

At CFED, we like all of these things. We want low-wage workers to be savers and learners and homeowners and entrepreneurs. In other words, we want them to have the opportunity to build wealth. As we see it, while income is crucial for getting by, wealth is crucial for getting ahead.

But in America—the land of opportunity—wealth inequality is skyrocketing. The top 0.1 percent own about as much wealth as the bottom 90 percent combined. A typical single white male owns $28,900, while a typical single woman of color owns $200 or less. While wealth grows for those at the top, nearly half of Americans are mired in financial insecurity—one paycheck away from economic collapse.

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…Which brings us back to those gigantic money cannons. According to our research, the federal government spent $620 billion to help Americans build wealth last year. That’s a lot of dollars shooting out of those cannons—more than $5,000 for every single household in the country.

So where’s your big benefit check?

Well, here’s the bad news: unless you’re a Walmart heir or regularly sport a top hat and monocle, those money cannons probably aren’t aimed at you. Remember that top 0.1 percent that owns as much wealth as the bottom 90 percent? A typical member of that elite club got $33,391 last year from the largest of these tax programs—roughly the sticker price of a Lexus or BMW. A typical American in the bottom 20 percent?  She got $77—roughly enough for a BMW’s hubcap.

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In short, these upside-down tax programs are making wealth inequality even worse. There’s nothing wrong with rich people buying a new Lexus, but the rest of us just shouldn’t have to subsidize it with money that we could be using to get ahead.

It’s an expensive, inequitable, and wasteful way to help Americans afford housing, save for retirement, pay for college, and build financial security. It widens the wealth divide between the rich and the rest; between men and women; and between whites and communities of color. Instead of helping all Americans get ahead, we’re just giving a boost to the lucky few who are already at the front of the pack.

This isn’t going to change unless we speak up. Because you know who doesn’t think taxes are boring? The guy getting that Lexus-sized check every year. And you can bet he’s making his voice heard.

That’s why we made this animation. To fight for change, we have to understand the problem and the solution. We know that the government is already spending billions on wealth-building programs. We just want them to spend it smarter to help everyone get ahead.

As we enter 2016, the country is engaged in a debate on opportunity, inequality, financial security, and, yes, taxes. The Republican and Democratic presidential debates this week are two venues where this discussion will continue, and there will be many more to come. So let’s shape that debate instead of letting others shape it for us. Demand that our elected officials—and wannabe elected officials—commit to turning these upside-down tax programs right-side up. They say they want to reduce wealth inequality and grow financial security for all Americans—well, here’s an easy way they can do just that.

These policies are not going to change overnight, but to get there we first need to raise awareness about the enormity of the problem. Do your part: watch our animation, share the message, and sign up so you can stay informed and take action. Real change starts with you and a click, so do your part to turn things right-side up.

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Media and Politics

What Can Be Done to Restore Voting Rights

Our democracy is in a state of moral crisis. As we mark the fiftieth anniversary of the landmark Voting Rights Act this year, we’ve found ourselves with a political system that lets the most wealthy Americans spend a billion dollars to influence an election, but effectively blocks countless low-income people, students, and people of color from casting even a single ballot. And this disturbing reality is unlikely to change unless we demand action now.

Until recently, the history of political participation in America was one of forward progress, a timeline marked by an ever-increasing expansion of voting rights. The 15th Amendment in 1870. Women in 1920. And after decades of bloody struggle, the Civil Rights Movement—with the strong participation of Americans of faith—seemed to achieve true equality in 1965 with the passage of the Voting Rights Act. The Voting Rights Act is most celebrated for protecting the right to vote for African Americans, but it has also helped ensure that students, low-income Americans, and the elderly have been able to cast their ballots.

However, in 2013 the Supreme Court gutted a key provision of the Voting Rights Act—one that required states with a record of racially-motivated voter disenfranchisement to get approval from the U.S. Department of Justice before making any changes to voter laws.

The result? A flood of new restrictive voting laws are now blocking low-income people, people of color, students, and others from the ballot box. According to an analysis from the Brennan Center for Justice, during the 2015 legislative session alone lawmakers from 33 states have introduced or carried over 113 bills that would restrict access to registration and voting.

What do these laws look like?

They impose barriers that keep low-income people, people of color, disabled people, and other historically disenfranchised communities away from polls. Among these barriers are strict photo identification requirements, cuts to same-day voter registration, and reductions in the number of early voting days. In a state like Alabama, which implemented a strict voter ID requirement last year and just last month closed 31 DMV offices, the result is that poor, rural voters—large numbers of them African-American—will not have easy access to the IDs they need to vote without traveling to a different county and likely missing shifts at work to do so. Faced with these kinds of barriers, and struggling to get by in our age of extreme income inequality, how many low-income Americans can actually afford to pay these 21st century poll taxes to make it to the ballot box on Election Day?

Before the Supreme Court gutted the Voting Rights Act, laws like these would have likely never won approval from the Department of Justice. They would have been recognized and stopped for what they clearly are—attempts to disenfranchise certain classes of voters. Now, many are being challenged in the courts, but they’ll likely languish there for years in never-ending legal battles as election after election passes by.

Congress’ hyper-partisan “leadership” has refused to move forward with a badly needed reauthorization of the Voting Rights Act that would mend what the Supreme Court has broken.

What can people of faith—and all Americans—do about this moral crisis? Together, we need to convince Congress to act while also doing everything we can to protect voting rights in the states we call home. That means marching, protesting, petitioning and making our voices heard. We must expect no compromise, no consideration from those who seek to warp the electoral system in their favor.

To start, join the thousands of Americans who are calling on Congress to restore voting rights protections by signing the VRAforToday petition.

If you want to go a step further, look for opportunities to join protests and actions of civil disobedience. My organization, Bend the Arc: A Jewish Partnership for Justice, for example, recently organized vigils across the country to draw attention to voting rights. You can expect more actions like this from us and many other groups if Congress continues to stall on the bill before next year’s crucial national election.

To take direct action that protects voters, volunteer as a poll monitor with organizations like the NAACP Legal Defense Fund and Asian American Legal Defense and Education Fund. They need help assisting voters who are facing hardship or confusion from new voting or registration laws, or monitoring polling sites for discrimination on Election Day.

Other organizations doing great work on this front include the Leadership Conference on Civil and Human Rights, the ACLU, the Brennan Center for Justice, and Rock the Vote. Sign up for emails from these groups and you will find many more opportunities to get involved.

This is a tough fight, but it’s a fight we can win if we all pitch in. Together, we have the power to force congressional action just as our parents and grandparents did fifty years ago when President Johnson signed the Voting Rights Act into law.  Let’s make them proud.

 

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Culture

The Grim Reality Behind the Pink Ribbon

With October behind us, so too is the frenzy around the pink ribbon—the symbol of our nationwide campaign against breast cancer. Despite month-long displays of solidarity, many awareness campaigns have turned a blind eye to perennial disparities in care. In a country where marginalized women are more likely to die from breast cancer, our efforts to curb the disease require constructive policies that work to dismantle inequities within our health systems—not pink-washed products.

One such product hit the shelves last year when oil behemoth Baker Hughes—which specializes in hydraulic fracturing, or “fracking”—joined forces with breast cancer foundation Susan G. Komen to produce pink drill bits. Fracking, a procedure by which oil is extracted from the ground, is highly toxic. More than a quarter of the chemicals used are known carcinogens, and some are linked to breast cancer. On top of that, fracking is more likely to occur in impoverished areas, where medical care—let alone care for breast cancer—is already difficult to come by.

A few years prior, Susan G. Komen teamed up with an unlikely ally: Kentucky Fried Chicken. The fast-food chain packaged its signature dish in pink and pledged a donation to its partner for each “Bucket for the Cure” sold. The campaign stirred a fair deal of controversy—and rightly so, as fried meats are associated with breast cancer. In addition, the campaign marketed its product—with all of its adverse health implications—primarily to the poor in a dubious effort to access hard-to-reach populations. The fast-food chain is found largely in low-income neighborhoods, where healthier food options are often out of reach for most residents.

To be sure, not all campaigns against breast cancer have raised so many eyebrows. Some 67 percent of women at high-risk ages have received mammograms within the past two years, a statistic that, while far from perfect, attests to the success of many awareness campaigns. Billions of dollars are poured into breast cancer research annually, which is surely another part of the reason that breast cancer patients now enjoy a five-year survival rate of close to 90 percent, up from about 75 percent in 1980.

Gains from the war on breast cancer have by and large sidestepped women of color and low-income women.

But a closer examination of the numbers reveals a much more grim reality. Gains from the war on breast cancer have by and large sidestepped women of color and low-income women, and instead have accrued largely to more privileged patients. Prior to 1980, such shameful disparities did not exist. Black women and white women faced nearly identical mortality rates of about 33 deaths per 100,000. But today, black women are most likely to die from the disease. Researchers say that biological differences do not account for differences in survival.

A 2015 study found that black women were between 40 and 70 percent more likely to have a late diagnosis, when they are already in the advanced stages of breast cancer. Hispanic women were 30 to 40 percent more likely to be diagnosed in advanced stages. Late detection, of course, so often translates to higher costs of care and lower survival rates.

Race even impacts the quality of treatment that breast cancer patients receive. The same 2015 study concluded that black women were between 30 and 60 percent more likely than white women to undergo inappropriate treatment for the disease, and Hispanic women were 20 to 40 percent more likely.

Research cannot fully explain these disparities, but poverty is a clear factor, facilitated by woeful public policies and institutionalized racism. Women in low-wage jobs without paid sick leave—disproportionately women of color—are less likely to receive the preventive care necessary to detect breast cancer in its early stages. As a result, these women are more likely to die from the disease. One study found that, while 63 percent of women with paid sick leave had received a mammogram within the past year, only 52 percent of women without paid sick leave had gotten one. And it makes sense. The 40 million workers who toil without paid sick leave risk reductions in precious income or even the job itself for time away. Preventive care cannot be a luxury only afforded to those in comfortable jobs.

While breast cancer has no cure just yet, solutions to health disparities like these do exist. Paid sick leave is among them. Clinics funded through Title X—the federal grant program that is constantly under threat—offer mammograms to low-income women and serve as a lifeline for those otherwise on the margins of care. Medicaid, too, has proven an invaluable source to those in poverty, but 19 states have refused to expand the insurance program under the Affordable Care Act. This policy choice has dire consequences. It is in some of these states—like Alabama, Kansas, and Oklahoma—where women are most likely to die from breast cancer.

When black patients die from breast cancer three years before white patients, and low-income women face impossible choices between the care they need to survive and their livelihoods, we need to embrace policies—not pink drill bits—to curb our unjust health disparities.

 

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Culture

Why Poverty Isn’t a Halloween Costume

When a website documenting the attire of Walmart customers surfaced several years ago, its popularity grew quickly. As Walmart is known for its low prices, and a sizeable number of its customers have very little money, many photos on the site featured people in outdated, worn, and dirty clothing. Phone cameras made it easy to surreptitiously photograph a person walking among the aisles – to single them out and mock how they were dressed. And so, the “People of Walmart” website inevitably became a place where visitors could laugh at the expense of an impoverished person.

Their attire built upon a larger legacy of distorting the experiences of people living in poverty.

Some of the site’s fans have gone even further, just in time for Halloween. Recently in Acadia Parish, Louisiana, the principal of a local high school and her husband, a coach at the same school, attended a costume party dressed like a couple from the “People of Walmart” website. A photo of the pair made headlines because they were blatantly appropriating poverty. That is, they were dressing up as someone who is marginalized for the sake of entertainment. This practice often occurs during Halloween when revelers dress up in Native American, ninja, and geisha costumes without having any connection to these cultures, or through crude portrayals of Latino and African American celebrities. But therein lies the rub – when Halloween or the event ends, the appropriators can simply take their costumes off and go back to a life free of racism and hardship. The rest of us don’t have it so lucky.

In this case, the principal, Lee Ann Wall, wore tight, skimpy clothing with her hair in little braids. She had tucked what appeared to be the traditional “food stamp” coupons in her bra and placed a box at her feet filled with multi-racial dolls with a sign that read, “You wait on pay day, I be waiting for da first of da month!” implying a welfare check. Not to be outdone, her husband wore a shirt that read “Baby Daddy,” with pockets full of money and a gun, along with a red bandana for a belt.

Although the couple probably thought of their “People of Walmart” costumes as harmless fun, their attire built upon a larger legacy of distorting the experiences of people living in poverty. Indeed, throughout the last fifty years—and particularly during efforts to “reform” welfare—political leaders have painted people in poverty as lazy and entitled, most famously through the Reagan-era term “Welfare Queen.” Their logic is that if enough Americans believe that most people who need benefits will refuse to work and abuse the system, it will be easier to cut anti-poverty programs without incurring a backlash.

As a single parent putting myself through college, I know well that receiving government assistance requires fighting this stigma. In advocating for myself to receive assistance or even child support, I’ve heard people say I acted like I was entitled to these benefits. Or that I wasn’t thankful enough for them, or that I didn’t use them as they were intended. Or even that those benefits aren’t meant for me; that they are supposed to go to someone who’s “really” living in poverty.

Seeing people like Lee Ann Wall and her husband engage in noxious stereotyping while they are entrusted with helping children learn is especially devastating. I wonder, “Is that the way they see me and other parents whose children qualify for free lunches?” If my child went to their school, I’d be less likely to open up to them about my struggles as a parent, knowing that their vision of someone who receives government assistance is so negative and flippant. I’d worry about my own child experiencing discrimination.

Much like poverty is not a costume that we can slip on and off for the sake of entertainment, accepting government assistance is not something people boast about. It is the admission that you cannot provide for yourself and your family. It is asking for help from a system whose recipients are compared to thieves and serve as the punchline of jokes. And now, it seems that our struggles – instead of inspiring empathy – make for nothing more than a funny Halloween costume.

 

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Justice

Public Defenders Key to Reducing Mass Incarceration

The well-known introduction to Law & Order—the longest running legal series in TV history—is indicative of the criminal justice narrative that dominates American thinking:

“In the criminal justice system, the people are represented by two separate, yet equally important, groups: the police, who investigate crime; and the district attorneys, who prosecute the offenders. These are their stories.”

Police and prosecutors are the good guys in white hats.  Those accused of crimes are threatening and already presumed to be “offenders.”  And defense lawyers—the men and women who protect the rights of the accused—are rendered irrelevant.  We see this narrative dominant not only in our culture, but in our policy and politics today.

Even last week, President Obama ignored the role of public defenders in a panel he convened on criminal justice reform, a long-neglected issue I applaud him for tackling.  The panel included a police chief and a federal prosecutor but no defense attorney, much less a public defender. Like every set of recommendations introduced since this conversation began, the discussion failed to include public defenders as part of a broader reform strategy.

This devaluing of defense counsel is completely contradictory to our democratic ideals.  Our system recognizes counsel for the accused as essential if we are to achieve equal justice.  The Supreme Court said as much in Gideon v. Wainwright when it ruled that poor people accused of crimes must be provided counsel.  The Court recognized that without lawyers there can be no justice, for it is through counsel that all other rights are protected.

That decision was made in 1963, and we understood from experience that we could not always count on the judicial system to protect society’s most vulnerable members.  Poor people, and especially African Americans, had too often been treated abhorrently, and Gideon demanded that—through the right to counsel—there would be greater protections against such treatment in the realm of criminal justice.

Indeed, our nation came to understand the defense lawyer as heroic.  We rooted for lawyers like Atticus Finch in To Kill a Mockingbird, published in 1960 and awarded an Oscar for the film adaptation the year of the Gideon decision. We understood the criminal justice arena as a civil rights battleground, and the defense lawyer as critical to challenging a system that is inclined to trample the rights of the poor if left unchecked.

But as a “tough on crime” mindset took hold of the public psyche over the past four decades, we forgot the importance of our constitutional obligation to protect the vulnerable.  Instead we have created a community of “others”—almost exclusively poor and non-white—which needs to be monitored, controlled, and isolated from the rest of us.  In our rush to punish, the right to counsel gets short shrift as we fail to provide adequate resources so that defense lawyers can serve all of their clients effectively.

As a “tough on crime” mindset took hold of the public psyche, we forgot our constitutional obligation to protect the vulnerable.

Indeed, we have cheered law enforcement while demonizing the populations that are locked up and the advocates who speak for them.  In doing so we have fueled our generation’s greatest civil rights crisis—mass incarceration.   Of the 2.2 million people locked up in America, almost all are poor, and disproportionately of color.

And who represents the people who are being locked up? Public defenders, who serve roughly 80 percent of all of the accused. As a result of our under-investment in these vital public servants, many poor people are forced to rely on lawyers who may juggle 800 cases annually, or are so overwhelmed that they can only spend several minutes on any particular client. John Oliver brought national attention to this problem earlier this year. He highlighted how, for example, some New Orleans public defenders were limited to seven minutes per case, and their office was so under-resourced it had to resort to Kickstarter to raise needed funds.

If we want lasting criminal justice reform and a real end to mass incarceration, we must reverse this practice of ignoring the need for a strongly supported system of public defenders.

We can change laws designed to govern how police, prosecutors, and judges do their jobs, but if we do not adequately support public defenders so that they can point out when the rules are broken, violations will go undetected.

We can devise alternatives to incarceration, but if lawyers do not have the time and resources to unearth mental health issues, substance abuse problems, and other important life circumstances, judges will not have the information they need to ensure just outcomes.

The current national conversation offers us our best shot at comprehensive criminal justice reform since Gideon v. Wainwright.  If we truly care about justice and liberty for every American accused of a crime—regardless of income—then we need to stop treating this conversation as though it were an episode of Law & Order.

Public defenders—and how we as a nation support and invest in them—must be at the center of the reform debate.

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