First Person

A Story of Why We Need Housing First Right Now

We need a national Housing First plan implemented as soon as possible if we are to effectively deal with the problem of homelessness in America. This is a story that explains why.

I became homeless in 2009 and out of necessity learned how to make the services administered through the Ocean County New Jersey Board of Social Services work for me. They included housing assistance provided by the Department of Housing and Urban Development (HUD), food assistance (SNAP) through the US Department of Agriculture, and cash assistance through the General Assistance program made available by the State of New Jersey.

I am now in permanent Federal Affordable Housing and no longer need social services myself. So I try to use my own experience to help people who are homeless or at risk of becoming homeless get the social services they need. Currently, Emergency Housing Assistance offered through the Ocean County Board of Social Services is not easy to qualify for. The bureaucratic process is difficult to comprehend, and negotiating through it when you are facing housing insecurity and are stressed out is exceedingly difficult.

For example, I was contacted by members of a local church in my community after they had encountered a young man who was homeless hanging out in a shopping mall. They had given him some new clothing, and now wanted to arrange for me to meet with him because I have experience in homeless outreach, particularly in Ocean County.

In meeting with the young man, it was immediately clear to me that he was in serious trouble, mentally and emotionally. He could not maintain eye contact, tell me what he did that day, or articulate any plans he had for getting out of his present situation. He was sleeping in the wooded areas at night where he couldn’t be seen, and then wandering around during the day trying not to be seen. In my experience, this isolation is a recipe for serious psychological and emotional damage.

I asked him if he wanted a room in a motel or shelter for the night. He enthusiastically said yes.

The bureaucratic process is difficult to comprehend, and negotiating through it when you are facing housing insecurity is exceedingly difficult.

I called a 3-digit number for an Ocean County Board of Social Services’ special response unit that is set up to address emergency situations (although the County’s website says, “Funding is limited so assistance is not always available”) . They have teams available to quickly come and pick up people who are homeless, give them shelter, and take them to a social services office in their county the next day to see if they qualify for more permanent assistance.

I called them, but they wanted to talk with the young man, not me.

They ended up turning him down because he told them the truth: he’d been homeless for four months. Special Response “responded” by saying that they only take people who have been homeless for two weeks or less.

So I arranged to pick him up the next day where he was living in the woods and take him to the Ocean County Social Services office myself. There, he applied and qualified for SNAP and General Assistance, which then allowed him to apply for Emergency Housing Assistance.

In order to qualify for Emergency Housing Assistance, however, he was also required to appear once a week at the Ocean County One-Stop Career Center, located on another side of town and outside the reach of public transportation; and a substance abuse counselor who was also located far from the social services office.

I knew that he—and others like him who are chronically homeless—often can’t meet these requirements and therefore don’t receive the emergency housing they desperately need.

This is why we need Housing First.

Housing First uses a simple model that has been proven to work: it first provides people with housing, and then provides supportive wraparound services in mental and physical health, substance abuse, education, and employment. Housing First apartments are scattered throughout a community which helps formerly homeless reintegrate into their communities. Perhaps the most significant innovation is that Housing First doesn’t put preconditions on eligibility. Other approaches exclude people from receiving housing assistance because they suffer from mental illness, including addiction. Finally, Housing First saves taxpayer money over the long haul, reducing costs that are otherwise incurred by the public for stays at shelters, in jail cells, and in hospital emergency rooms.

After our visit to social services, I discussed the young man’s situation with others in my homeless outreach network. We agreed that the best available alternative for him was to enter a 10-day shelter provided by a local faith-based group. From there he would be able to transition into an in-patient behavioral rehabilitation center that would—upon successful completion of their program—hopefully guide him into permanent housing.

The question all of this begs is this: since only one in four low-income renter households receives federal rental assistance—and a lack of affordable housing is a leading cause of homelessness—shouldn’t we be devoting a larger share of our affordable housing dollars towards a nationwide, Housing First model?

It’s the right thing to do and it saves money. What the hell are we waiting for?

Related

Analysis

Big Cuts for Labor, Health, Education Programs Reflect House Committee Priorities

In its 2016 funding bill for labor, health and human services, and education programs, many of which support low- and moderate-income Americans, the House Appropriations Committee has made clear that it considers these programs a low priority.

The Labor, Health and Human Services (HHS), and Education bill cuts these programs by $3.7 billion below last year’s level.  Moreover, these cuts would compound years of flat or shrinking funding, due largely to the tight funding cap on non-defense discretionary spending of the 2011 Budget Control Act (BCA), so that total funding for programs in this bill would fall to roughly one-sixth below its 2010 value, adjusted for inflation.

Major cuts include the following:

  • Education: The bill cuts federal education programs, many of which serve low- and moderate-income students, by $2.5 billion. In particular, funding for elementary, secondary, and preschool education programs would fall to one-fifth below its 2010 inflation-adjusted level.  The bill would eliminate more than two dozen education programs, including Preschool Development Grants, which give states money to build or expand high-quality preschool programs in high-need communities, and School Improvement Grants, which provide grant funding to boost student achievement in low-performing schools.
  • The Centers for Medicare and Medicaid Services (CMS): The bill cuts CMS funding by $649 million, or roughly one-sixth. CMS operates Medicare, Medicaid, and the Children’s Health Insurance Program, and it implements many aspects of health reform, including the federally run health insurance marketplaces and health reform’s consumer protections. That cut, along with language that would stop HHS from implementing most of health reform, would effectively block most assistance that helps low- and moderate-income people ; it could also hamper Medicare operations.  All told, CMS would have less funding than in 2010, before health reform took effect — and that’s before adjusting for inflation or Medicare’s growing numbers of beneficiaries.
  • Job training: The bill cuts job training funding by $135 million which, after years of deep cuts, brings funding to 23 percent below its 2010 level, adjusted for inflation. The bill’s main job training cut comes from reducing by two-thirds funding that provides extra help in responding to large disruptions such as plant closings, mass layoffs, and natural disasters, as well as to support demonstration projects and technical assistance.
  • “Title X” family planning: The bill eliminates all funding, which totaled $286 million in 2015, for Title X, which supports clinics that offer family planning and related preventive health services, such as screenings for cancer and sexually transmitted infections. The funding is a key source of revenue for these clinics, which reduce or eliminate charges for low-income patients (many of them uninsured). The clinics served more than 4.5 million patients, according to HHS, and helped avert an estimated 870,000 unintended pregnancies in 2013.
  • The Corporation for National and Community Service (CNCS): The bill cuts CNCS funding by $367 million, or more than one-third. The cuts primarily target AmeriCorps, which provides funding for public service jobs, frequently in economically disadvantaged areas. These cuts would shrink the number of AmeriCorps positions and threaten the modest educational stipend that AmeriCorps workers receive after completing a year of public service work.

The bill does include some much-needed increases in key investments, such as medical research and special education funding.  But, given the bill’s reduced funding levels overall, those increases are only possible because of the damaging cuts it makes to other areas.

The President and congressional Democrats have pushed to raise the BCA’s caps for both non-defense and defense spending, offset by a mix of other cuts and revenue increases.  But congressional Republicans — who run both the House and Senate — have stuck to these tight caps in this year’s budget process for non-defense programs (while using a gimmick to evade the cap on defense).  With the existing cap on appropriations for non-defense programs in place, there’s little chance of adequately funding key investments in labor, health, and education programs in 2016.

Related

Analysis

Imagining a Progressive South

“The South is not, today, one whole.”

Those words, uttered by the Reverend Martin Luther King Jr. in a March 30, 1963 essay for The Nation, are as true today as they were then. In that statement, Dr. King invoked the dedicated minority of progressive Southerners who were determined to bring racial justice to the region, while simultaneously putting pressure on the equally-dedicated majority hell-bent on maintaining the status quo.

Indeed, if anything is true of the curious collection of states commonly referred to as the “American South,” it is that things never seem to change. Or, at least, that was the story told in a recent Politico Magazine article by Michael Lind that claimed the South is simply deadweight on the rest of the nation.

Lind harps on some themes that we Southerners, and particularly progressive Southerners, are all too familiar with: our soaring economic inequality, our propensity for violence, our pitiful progress in advancing racial justice. In making all of these statements, Lind is by no means incorrect, yet the focus is wrong.

Lind commits a common error often repeated in America’s history. That is, he lifts up the tired narrative of the majority’s failures, rather than the more noble narrative of the minority’s heroics.

Lind imagines a United States freed from the “burden” of the South. He does not imagine a different, better South. But indeed there is one, if only we would give voice to it.

There has long existed a passionate and driven community of Southern progressives who have pushed not only the region but the entire country toward the realization of racial justice and true economic opportunity. When the nation lent its ear and sword to these individuals and organizations, they fundamentally altered history.

We seem to have stopped listening to those who can bring progress to the South, in favor of using it as a scapegoat

Think William Faulkner, Ella Baker, John Lewis and the Student Nonviolent Coordinating Committee, and of course King himself and his Southern Christian Leadership Conference. While there is no question that a healthy disdain for the South’s violent segregationist tactics helped these beacons break onto the political scene, it alone was not enough. Those fighting for change needed their voices amplified. And eventually, the leadership and insight of these historic Southerners, together with America’s willingness to lend support on these issues, finally moved the needle on civil rights not only in the South, but across the country. Unfortunately, we seem to have stopped listening to those who can bring progress to the South, in favor of using it as a scapegoat for the nation’s larger racial and economic woes.

We must turn the corner, linking once more with those fighting on the front lines to create a New South that values progress. This is particularly needed in the most difficult but necessary realms of economic and racial justice.

And contrary to popular belief, there is no shortage of organizations that are imagining this New South and fighting for its realization.

The Equal Justice Initiative, based in Montgomery, has provided legal representation to thousands denied fair treatment and actively lobbies for policies that alleviate poverty and dismantle racial oppression.

Empower Alabama has registered thousands of new voters in the state and continues to fight against policies that restrict voting rights.

The Campaign for Southern Equality works to promote LGBT equality and provides legal representation to LGBT individuals and families.

The Institute for Southern Studies, based in Durham, conducts research and provides grassroots support toward the goal of creating a more progressive and inclusive South.

Such organizations and the individuals who lead them carry a visual clarity, moral fortitude, and cultural awareness that can bring progress to a region that so often shuns it. But our battle only becomes more difficult when the rest of the nation refuses to recognize and support their work in favor of lazily protesting the obstacles.

Fortunately, Lind does opt to devote a couple sentences to the work of what he calls “populists, liberals, and radicals.” Unfortunately, a couple sentences is too often all that these change makers are given, and the potential for these agents to use the nation’s frustration with the South to push an agenda of justice is wasted.

Americans must begin introducing these visions of a New South into the spaces they occupy. It is true that the South is as beleaguered as Lind says, but that only means we must do more to lift up those who are reshaping it. Our movements must include those who represent the South; our collective history must focus on those who brought change; and our conversations and media must shed light on those on the ground right now.

Fifty-two years ago, the nation turned its passive scorn into active support that helped Vivian Malone Jones and James Hood integrate The University of Alabama against the tireless opposition of George Wallace. In the past two years, the same national attention helped the university desegregate its Greek system and elect only its second black Student Government Association President, Elliot Spillers.

America is and has always been defined by its implicit and explicit embrace of racial oppression and unequal distributions of economic resources—the South is more of an accomplice than the sole perpetrator. But if we can imagine a new America that transcends these injustices, then certainly we can do the same with the South. Sometimes, things do indeed change.

Related

Analysis

404 Error: Why Internet Access is Still a Problem for Many in Poverty

When President Obama recently announced the ConnectHome initiative in the auditorium of Oklahoma’s Durant High School, he again stated that the Internet is a necessity, not a luxury.

No kidding, Mr. President.

This isn’t news to anyone. For most people, the Internet is key to basic life functions: correspondence; applications for jobs, college, and benefits; Facebook stalking your friends’ friends’ friends, expressing yourself with 90’s TV show gifs; and participating in the oh-so-enlightened conversations occurring on message boards everywhere.

Although I jest, lack of Internet access is a serious barrier for many low-income families, and its consequences are very real: students who have broadband at home achieve higher graduation rates than those who do not; high speed Internet access is strongly associated with greater economic development for communities; and the Internet is a critical prerequisite for accessing a huge proportion of job applications. I spent the past year studying how these folks use public computing resources in Chicago, and I can tell you that having access at home, work, school, or a public center really changes what opportunities are available to you.

But none of this matters because everyone has smartphones now, right? Problem solved. Except that you can’t write essays, craft a resume, do your taxes, or animate, analyze, and code anything worthwhile on your phone. And sure enough, the effects of these limitations show: mobile-only Internet users have lower digital skill levels than people with access to desktops.

And although the proportion of people who do not have Internet in some capacity at home or work has been reduced to an all-time low, the consequences for those who remain excluded have multiplied because the vast majority of institutions provide services in a way that assumes online access. This is very bad news for the quarter of Americans who don’t have decent broadband at home.

All this being said, the ConnectHome initiative, while great for the 275,000 families it serves, won’t even make a dent in the approximately 95 million people who need it. If we’re going to have a national conversation about digital skills and Internet access, then let’s recognize that while ConnectHome and mobile Internet access play important roles in filling the critical gaps in services for our most vulnerable families, the overwhelming need for Internet, devices, support, and training in underserved communities requires a broader strategy.

The vast majority of institutions provide services in a way that assumes online access.

We’ve been here before: policymakers did attempt to address these digital disparities in the Recovery Act after the 2008 recession. The Broadband Technology Opportunities Program (BTOP) invested $4.7 billion dollars in broadband access and adoption, including $201 million in Public Computer Center grants to fund 3,500 new and upgraded public computer centers across the country.

For a lot of communities, these types of public computer labs are where low-income individuals who lack Internet go to get the technology and training they need. Labs are located in public housing, senior centers, schools, health clinics, community technology centers, and most importantly, public libraries, who are the real MVPs of Internet access in America, despite the massive cuts many systems have faced.

These public computer centers are heavily relied upon: for example, my research suggests that half of their 80,000 weekly users in Chicago—more than one-third of whom have incomes of under $10,000—use public computer centers every day. And, the most recent available data clocked the average wait time in about two-thirds of Chicago Public Libraries at more than three hours. And that’s a problem for users, especially low-income households, who don’t have that kind of time to wait around to access basic services. And, centers and their support staffs are doing so much more than providing Internet and computers: they’re teachers, curators of learning resources, amateur social service referrers, homework helpers, and job search coaches.

The value of public computer centers goes beyond technology itself. For teenage users in Chicago, 88 percent reported that they performed better in school through center use and one-third reported that the computer centers made them feel safer because they were off the streets. For Chicago adult users, 58 percent were looking for jobs and 37 percent of all respondents said the Chicago centers had helped them find a job, due in part to staff assistance.

These centers were dealt a huge setback when BTOP’s funding ended in 2013. Now, without a dedicated source of funding, every budget year is a battle to prevent cuts or underfunding. And, when we fail to invest in libraries and public computer centers, they are forced to cut staff and training programs or close altogether. Until the next generation of wireless provision produces better, cheaper alternatives, it’s critical that we financially support these libraries and public computer centers on a far broader scale than ConnectHome.

It’s time to think seriously and creatively about how to fund systemic, sustainable changes to get low-income households connected to the resources they need—in every community.

Related

Interview

Podcast Episode 13, Disability and Poverty: Breaking the Link (Transcript)

Rebecca: This is TalkPoverty Radio on the WeAct radio network. I’m Rebecca Vallas.

Tracey: And I’m Tracey Ross.

Rebecca: So, Tracey, before we dive into what today’s episode is gonna be about, I thought we should do the number of the week.

Tracey: All right, let’s do it.

Rebecca: Ready?

Tracey: I’m ready. I’m burning up.

Rebecca: She’s ready! She’s so ready! You are so ready! All right.

Tracey: Give it to me.

Rebecca: The number of the week is… 25.

Tracey: Okay. So, since I was involved in the planning of this episode-

Rebecca: I didn’t really hide the ball there, did I?

Tracey: No. I’m gonna go out on a limb and say that it’s the number of years since the Americans with Disabilities Act was passed.

Rebecca: Ding, ding, ding! We have a winner. Yes, indeed. It is the 25th anniversary of the ADA. It happened just this past weekend. And actually we’ve been celebrating all week long over at TalkPoverty.org with what we’ve been calling talkpoverty and disability week, because the intersection of poverty and disability is all too rarely discussed.

Tracey: We’ve got some great pieces, some personal testimonies, some work by advocates in the field that are working closely on this issue, so please check out the pieces they’re fantastic. They’re on TalkPoverty.org.

Rebecca: Greg will really appreciate what a solid plug we’ve just put in.

Tracey: You’re welcome, Greg.

Rebecca: But we also have a fabulous lineup on today’s show – and, in fact, many of the folks who have been contributors to TalkPoverty and Disability Week are actually gonna be guests on our show today. So we-

Tracey: I’m excited. I know! I was like, “wow!”

Rebecca: I’m excited too. I should have paused for excitement there.

Tracey: So who do we have?

Rebecca: We have Alice Wong, she’s the founder of the Disability Visibility Project, which is a partnership with StoryCorps.

Tracey: We also have Michael Morris, executive director of the National Disability Institute.

Rebecca: Courtesy of the Vera Institute, we will also be featuring some remarks from attorney and civil rights activist T.L. Lewis. Also the founder of HEARD, an important organization that does advocacy on behalf of deaf individuals. But first we’re joined by Talley Wells, Director of the Disability Integration Project at the Atlanta Legal Aid Society.

Tracey: You’re listening to TalkPoverty radio. I’m Tracey Ross. I’m joined by Talley Wells, Director of the Disability Integration Project at the Atlanta Legal Aid Society. Thank you for joining the program.

Talley: Thank you for having me. It’s very exciting to be here. And happy anniversary of the Americans with Disabilities Act.

Tracey: Yes, and happy 25th anniversary back to you. And we’re excited to be commemorating this anniversary on today’s show. So I want to start out by asking, what is the significance of the ADA in the work that you do?

Talley: The ADA is at the heart of the work that I do. My work is based on the United States Supreme Court’s Olmstead decision. Olmstead was decided in 1989; it is the most important civil rights decision for people with disabilities. It’s often called the Brown v. Board of Education decision for people with disabilities, because it is a decision that is transforming our country’s infrastructure for people with disabilities from a system that was all about institutionalizing people – separating them from society – especially here in Georgia, where we had thousands and thousands of people in institutions – and instead, providing them the accommodations and supports so they can live full and meaningful lives in the community, so they can work and live in their own homes, and be as much a part of the community as every other person. So the ADA is at the heart of the work I do, and the reality is just because the U.S. Supreme Court issued a decision eight years after the ADA was passed and told the country that it needed to provide supports and services for the community, that’s still not happening. And so my work is about really realizing the promise of this extraordinary Supreme Court decision, and this extraordinary Act, the Americans with Disabilities Act.

Tracey: And you wrote this week for TalkPoverty.org about these very issues – the ADA and the Olmstead case. And you say that people are still segregated into institutions and excluded from participating in society. In what ways have you seen this occurring?

Talley: Well, just think about it. And, I’m sure, in the neighborhood that you are in – and every community across this nation – we have nursing facilities. And nursing facilities are basically institutions that have a lot of people who have disabilities who could be living in the community if we had a much more robust system of homecare and support, so that people don’t actually have to go into a nursing facility – and that’s just one example. In Georgia, we have institutions that were created in 1842, and still exist today – where people with developmental disabilities and people with mental illness are confined, many times for years and years. Now that’s changing in Georgia because we’ve been at sort of the forefront of Olmstead because of the Supreme Court case, and because the Justice Department came back in 2007 through to the present, and has really sort of enforced Olmstead here. But we’ve had a long way to go, and it’s systems that exist not only here but throughout the country. I was recently in New Jersey, where there are thousands of people who are still in institutions.

Tracey: And we’re using, you know, ADA and Olmstead back and forth. Can you actually just explain for our listeners who might not be familiar with the law and with the case, how these relate to one another?

Talley: I would love to. So the ADA – what most people are familiar with – the Americans with Disabilities Act – are – is the fact that the Americans with Disabilities Act requires either a reasonable accommodation or a reasonable modification. And basically what the ADA says is that if someone wants to work in a job, then the employers should provide some sort of modification or accommodation so they can get equal rights to that job as other people. It’s also thought of with respect to architecture and infrastructure so that if a wheelchair ramp would enable someone to get inside a courthouse, or get inside a school, or get inside their home or workforce. And that’s sort of what people think of with the ADA and the reasonable accommodation is at the heart of the Olmstead case. If we step back, and look at when the Americans with Disabilities Act was passed, Congress issued a number of findings. And in those historical findings, which Congress made at the very beginning of the Act, Congress said in this country, people with disabilities had historically enough to that time of the Act, in 1990, been discriminated against and segregated. And one of the ways that they had been discriminated against and segregated was by institutionalizing them. Essentially, if you institutionalize someone, you are separating them from everyone else. You are also making it very difficult for them to go to the store, for them to have a job, for them to be part of the day to day life that everyone else is a part of. And so, when Congress made those findings, they then said that people with disabilities must be included as long there is a reasonable accommodation. And “reasonable” is a word that’s used throughout the law, and most people think of it with respect to “reasonable doubt,” but pretty much – most of the law has some sort of reasonableness component and that is, essentially: “what would an objective person think is reasonable?” And so, whatever that is, then you apply it with the combination, so: how can you accommodate someone to include them? And when the Olmstead case was brought on behalf of two women, Lois Curtis and Elaine Wilson, who were here – just outside of Atlanta, Georgia. And they had repeatedly been held in Georgia Regional Hospital in Atlanta, which is our psychiatric hospital locally. And their doctors said they were perfectly capable of living in the community, but they needed support. And the problem was Georgia only provided those supports in the institutions. So if they were gonna get the supports they needed, they had to essentially be segregated from society. So the argument that happened in the Olmstead case was a simple “reasonable accommodation” argument – that it would be a reasonable accommodation for the state of Georgia to enable them to live in the community, and provide the supports they’re providing to them – just not in the institution, but in the community. And with that simple statement by the United States Supreme Court, the walls of segregation that have separated so many people with disabilities not only here in Atlanta – but in every city, every state in this country – have begun to come down.

Tracey: And yet, without enforcement the ADA and what Olmstead provided would be a theoretical framework. So, what is the role of an organization such as yours in ensuring that these rights and protections are actually experienced by people with disabilities?

Talley: That’s been one of the great learning experiences for me in this work. I – go to law school, and you see these Supreme Court decisions, and you learn all about them, and you sort of think that that – that will change things. But if you really spend your time looking at it, and remember what happened with Brown v. Board of Education, just because you have the Supreme Court say something, doesn’t mean that a state’s actually gonna do what the Court said. Going back to Brown v. Board of Education, and Olmstead is very much the same thing. You had the states fighting all the way up to the Supreme Court, and then the Supreme Court turns around and says “State, you have to do it.” And so the state that has fought it all the way up to the highest court in the land, now has the obligation to carry it out – and so are they actually going to do what the Court has said when they’ve been fighting it all along? What we saw, of course, with school integration was “no,” that the states simply were not going to carry it out, and that the courts had to get more and more involved. And with disabilities we had sort of the same experience. In 1999, we had the decision; the state of Georgia decided to do a lot of committees. They basically created a blue ribbon commission, they created a Governor’s commission, to look at Olmstead. They had the legislature do some findings. They did a lot of planning, but very little implementation, of how the state was gonna actually provide the reasonable accommodation – not just to Lois and Elanie, who were the two plaintiffs, but to all people with disabilities who were confined in institutions. And then what really became the impetus for change in this state was that we were involved in the last month of cases and got The Atlanta Journal Constitution involved, which is our newspaper here, and they did a huge expose on all of the problems inside of the hospital. They found over 100 people who, as they put it, “would have lived but for the fact that they were in the hospital,” and who died in the hospital. And there were all sorts of incidences of abuse and neglect. So while we were finding these cases – and the role of our organization as a legal services organization and the role also of protection advocacy organization is to represent individuals. But we needed additional help, and the newspaper article brought the United States Justice Department, and ultimately resulted in a settlement in 2010 where Georgia now not only had to serve Lois and Elaine but this settlement was a statewide settlement that Georgia was finally gonna close these hospitals that have been around since 1842 – not only close them, but provide the supports and services to the community for individuals throughout our state. And this settlement that happened here in Georgia – similar settlements are happening across the country, because the Justice Department’s Civil Rights Division has now made Olmstead one of its number one priorities. And if you go on the Justice Department’s Olmstead website, you can see cases are happening in pretty much every state in the land to ensure that everyone with a disability doesn’t have to live in an institution, but can live full and meaningful lives in the community.

Tracey: And I really appreciate you drawing some of the comparisons between the Olmstead case and Brown v Board and something we’ve talked about a few times on the show is the need for other social justice movements to include a disability lens. So whether it’s, um, you know a racial justice cause or LGBT rights there are obviously in all of these social movements people who experience disability. How do think that other movements can do a better job of incorporating the disability lens?

Talley Wells: There’s a woman named Kate Gainer who lives here in Atlanta and she was part of the civil rights movement for African Americans and people of color. She says that when the laws changed, and society changed, she was able – she had the right to get in the front of the bus but it wasn’t until much later, and the push from the disability rights movement that she was able to actually get on the bus because she uses a wheelchair. Every single group- socio-economic, ethnic, racial, age- has people with disabilities, and they are vibrant parts of that community. Yet many times they’re still excluded. I had a friend come and meet with us for, um, a gathering who is a disability rights advocate and uses a wheelchair. And we realized that in this group of fairly progressive people, twenty people, she could not go to a single one of those peoples house because she could not get into their house. That’s what it means to be excluded, to not go over to your friends’ houses, to not be able to get into the workforce. So, and another favorite example I have is there is a museum called the Disability Right Museum Right Museum on Wheels that has been part of this extraordinary celebration of the American’s with Disabilities Act that is traveling across this country to celebrate the twenty-fifth anniversary. And in that museum there is a letter from President George H.W. Bush who signed the Americans with Disabilities Act and he said that he was extremely proud, that is one of the most important things he did in his administration but it really came to his understanding of how important this was, and what it meant to have simple things like curb cut when he became someone who uses a wheelchair. And so that’s something he wrote in March of this year and it shows that President Bush, I’m sure, never thought that he would be a person with a disability. But it can happen to any of us. There are people with disabilities that have been President, that are part of every movement and it is so integral to include the disability rights movement. I enjoyed watching the celebration of the civil rights movement, at the LBJ, the Lyndon Baines Johnson, anniversary of the Civil Rights Act and the disability rights community did a great job of talking to the LBJ library about making sure that they included people with disability. And that wasn’t necessarily the way the program was going to be at first, but they changed it because the disability rights community stood up and made it clear that that’s absolutely a part of the civil rights movement.

Tracey: And one way that you’re disseminating more information about disability rights and getting resources to advocates is through your new website, Olmsteadrights.org. Can you tell me what prompted the creation of this site and what resources does it provide?

Talley: I’m so proud that you have brought this up, because we are so proud of Olmsteadrights.org. OlmsteadRights the impetus for the creation of this was that we have this amazing transformation that’s happening throughout the country, changing from a a nineteenth century system of segregation and institutionalization to a twenty-first century system that is not even a system – it’s an understanding that people with disabilities don’t have to be in institutions they can live full and meaningful lives in the community. Of course most people with disabilities don’t live in institutions, but there are so many of them that do and that even though this whole transformation is happening, so few people know about it. So we decided to do three things: We wanted to tell the story of people with disabilities who had been in nursing homes, who had been in institutions for developmental disabilities, who are now living full and meaningful lives in the community. We also wanted to tell the stories of people who were able to avoid going into the institutions. So we have lots and lots of stories, one of my favorite stories is my former client, Harold Anderson, who is now my boss because he’s on the board here at, at the Atlanta Legal Aid Society. We advocated for him, we had a mediation set up in the nursing home where he had been living, he had lived for I think seven years in various nursing homes, and we got him out, he’s now not doing all sorts of things in Atlanta including being on the executive committee of our board. So we wanted to tell stories like Harold’s- of real people- and we also wanted to ensure that self-advocates, people with disabilities, families of people with disabilities could advocates for themselves based on Olmstead. And third we wanted to provide legal tools and so we have a lot of legal tools, legal pleadings, legal outline, for lawyers so they can do Olmstead cases, and our focus is legal services organizations, protection and advocacy organizations, that do this work every single day. But it’s also for lawyers across the country to make sure that anyone who is either at risk of going into an institution or who is in an institution can live in the community. So I hope everyone will come to Olmsteadrights.org, the other thing we have in it is a history videos, we have the oral argument from the Supreme Court case, we’ve got a lot of resources so people can really come to understand the Olmstead case and how it’s transforming the country but how much further we have to go.

Tracey: Our guest is Talley Wells, director of the Disability Integration Project at the Atlanta Legal Aid Society, thank you for joining us.

Talley: Thank you.

Rebecca: Next up, we’re gonna play some remarks for a recent event hosted by the Vera Institute, on the intersection of criminal justice and disability. And specifically, we’re gonna play some remarks from TL Lewis, the founder of an organization called HEARD, Helping Educate to Advance the Rights of the Deaf.

TL: I begin every discussion that I give, that I present, by centering the space, and that means uplifting the names of people who are no longer with us, making sure that we all recognize that we’re not talking about numbers, we’re not talking about statistics, but what we’re talking about are human lives. So I will begin today, like I begin every other day, not with scanning the building upon which we all sit, or stand. Tanesha Anderson, Freddie Gray, Anthony Hill, Ezell Ford – these are African American people with disabilities whose lives were cut short by law enforcement. News media and advocates alike erase parts of their identities; they often mention that they are black people who have been murdered by police officers, but what they don’t often mention is that these are people with multiple marginalized identities, and those marginalized identities all together are what led to their untimely murders. Their lives mattered. Their black lives mattered. Their disabled black lives mattered. And that’s important for us to be able to state in this space. Today, I want to propose to you all something that some people might call lofty, others might call revolutionary- others might say it’s impossible. But before I begin, I want to remind you that those same words were used with advocates like the Honorable Senator Harkin as related to the ADA 25, 30 years ago when it was conceived of. So I want you all to dream with me for a while. Let’s explore what’s possible, and not worry about what exists now. Let’s think outside of the box, outside of the realm. So that’s what I’m challenging us to do today. So stay with me. So here’s what I propose: I’m proposing an end to police brutality and mass incarceration by engaging in intersectional disability justice advocacy that – because of its historic and present work related to deinstitutionalization and creative community-based solutions – is already steeped in creative – creative and innovative, transformative deinstitutionalization policies and practices. And at its core, that’s what mass incarceration is – it is institutionalization, and it’s important to name that as well. So here are the statistics and information that provide a framework for my proposal. I’m just gonna run down some brief statistics that are available online. Children with disabilities are three times more likely to be placed in foster care than those without disabilities. Children with disabilities are four times more likely to be living in poverty than those without disabilities. 65% of boys and 75% of girls in juvenile detention have mental illnesses. Children with disabilities are 50% more likely to drop out of school than those without disabilities. Black children represent 18% of the preschool enrollment population but 48% of those preschoolers – preschoolers, yes – were receiving more than one out of school suspension. The larger question, of course, is why are we suspending preschoolers, but the second is, okay let’s talk about racial disparity and disability disparity in those – in those numbers. Children with disabilities enter the juvenile system at 5 to 6 times the rate of youth who do not have disabilities. Up to 85% of children in juvenile detention have at least one disability – and of that 85%, only 30-some-odd percent of them are receiving access to services in their schools pursuant to IDDA which Dara mentioned earlier. 60% unemployment rate which was mentioned by the Honorable retired Senator, and disproportionately underemployed or not employed within the deaf and disabled communities. So, those are the kind of key statistics that should paint the- the- the broad strokes and these last three are super critical, so stay with me. The largest mental health providers in the nation are jails – Cook County in Chicago; Riker’s Island in New York; and LA county jails. Blacks and Latinos make up 30% of the US population, 60% of the incarcerated population, and now 20% of our population here in the United States, of course, has disabilities. We represent 20% of the population that is in the United States. We represent – studies have shown – 60-80% of those who are incarcerated in jails and prisons across the nation. So at the end of the day what that means is people with disabilities are the largest minority population in jails and prisons. Period. If ever there was a crisis of institutionalization with people with disabilities, that crisis is now. It’s impossible to address the issues of mass incarceration without addressing it with a disability and deaf justice lens.

It’s impossible to address the issues of mass incarceration without addressing it with a disability and deaf justice lens.

While many have begun the important discussions surrounding the harms visited upon so many communities of color and different communities, religious affilitations and so on and so forth – our native nations. There’s been, you know, a very – a vast chasm of discussion about disability. And there is absolutely right – those discussions that do center on disability and criminal justice tend to focus on very specific portion of people with disabilities to the detriment of other disability communities which is highly problematic. (26:13) For example, I’m gonna skip some stuff because I can come back to it later for example people who are deaf, diabetic, epileptic, you mentioned these things, have actually been murdered by police officers, because people don’t have intellectual disabilities, don’t have mental health conditions, are not experiencing crises, but have physical conditions that render them, because the police officers are not utilizing the ADA, mitigating, or taking time to stop before they resort to lethal violence against our community members, literally are being murdered because they have a disability, so we have to state in this space, and our jails and prisons are literally overflowing with people with disabilities, out in California and many other states. We’ve had judges actually ruling we need to de-incarcerate specific prisons because they are literally overflowing with folks, so that’s kind of the large lay of the land and despite this long standing federal disability rights laws that we all know of and love and cherish- the ADA, the rehabilitation act- which so many people before us spent so much of their lives invested- their hearts, invested- in creating these laws, what we have to acknowledge is that laws alone do not create, we cannot legislate social, cultural, and organizational and agency change. We have to take further action, and that’s kind of where we are today, and I’ll give you some “for instances” right? So, for instance, although it’s rarely discussed deaf people and people with disabilities are often wrongfully convicted because of lack of access to police officers, attorneys in the courts, then once they’re institutionalized they’re physically and sexually assaulted and subjected to depressing isolation and other forms of exploitation. I’ve worked for a decade on more than fifteen death wrongful conviction cases. The majority of these cases have uncanny similarities, in at least two respects- there are many others but I’ll name two- private police departments fail to provide reasonable accommodations in terms of communication. Detectives, attorneys, and judges alike- the entire system is guilty. Let’s be clear. We’re not blaming police, we’re not blaming just- the entire system is ableist and audist and we need to name that in this case. Ableism is discrimination based on your ability; audism is discrimination based on your ability to speak or hear, um, as opposed to sign and listen with your eyes or listen with your hands if you’re a tactile sign language user. We can’t prioritize certain kinds of abilities over other abilities and that’s really important also to name. Similarly, deaf, deaf blind, deaf disabled, and hard of hearing prisoners customarily experience discrimination and terrible abuse in our prisons, punished for failure to obey commands that they can’t hear, using sign language to communicate, for failure to follow rules that were never conveyed, for missing counts that they were never aware of, for filing grievances about these persistent inequities, they’re denied interpreter services, deprived of access to medical and mental health care services in the prisons, denied access to education and reentry programs, cut off from access to the most basic human interaction, all of this coupled with inaccessible telephone systems in the prisons, which I will get to momentarily. I recently submitted, testimony to the Senate, they had us- their second ever hearing on solitary confinement and I shared with the Senate and the world- hopefully folks are actually reading our testimony- that the solitary- the use of solitary confinement against people who are deaf and people with physically disabilities is- let’s be clear- solitary confinement is torture for anyone, period. It should not be used against anyone in any elongated way and I would argue it shouldn’t be used at all but that’s a whole other revolutionary idea that’s not the point of discussion today. But what we do know is that we have deaf people who within weeks, sometimes hours and often in months, literally try to kill themselves as a result of the deprivation that happens, while they are experiencing solitary confinement at the hands of our government. That is in our name. We are responsible for that. There’s a large discussion about solitary and people with mental health. Where’s the discussion about solitary and people with other disabilities? And our children, we- the ACLU did a wonderful job of recently bringing, shedding light on the issue of putting our babies in boxes in solitary confinement and what that does to them mentally and otherwise but there is not a discussion about physical disabilities and solitary confinement. We should be fighting for all of us at once, not one thing at a time, not only mental health but not deaf. There is no reason a deaf person or any person with any other disability, which is the vast majority of our prison population, should be in solitary confinement. And that’s what we need to be saying as advocates, not “let’s not put people with mental illness in pri-, in solitary.” So, I’m gonna hold on that because I’ve got more I wanna share, alright. Finally, despite the existence of these wonderful laws which we all support and uphold, will soon we, my organization -an all-volunteer non-profit organization- will soon be on our fourth year of advocacy just to get telephones for people who have communication disabilities in prisons across the nation. As of last month, eight prisons across this nation had videophones. Eight. That means for decades countless deaf people, deaf, deaf blind, deaf disabled, hard of hearing, have had no access to their loved ones, their babies, their families, their attorneys. And we know that people who are deaf actually experience the least access to the justice system in the first instance, so why don’t we make sure that they can at least communicate effectively once they’re in the jails or prisons across the nation? This is the kind of advocacy we need to see from folks. So right now we’ve got criminal justice reform and prison advocates who are really finding ways to drastically decrease mass incarceration. They’re proposing things like capping sentences, legalizing certain drugs, etc., etc., alternative courts, what I’m proposing, is that this, the situation of mass incarceration is, has grown way too large and that those things are not going to work; we will still end up, even if we were to release all of those people in these proposals, with mass incarceration levels above what we had in the 1980s. So what I would like us to do is to think about a justice system that- what would it look if we applied disability justice principles, right? And so here’s my alliteration of the day, and this is what you should take home with you. Our justice system could decriminalize disability, deescalate law enforcement situations for people in crisis, divert all people with disabilities away from jails and prisons, demand disaggregated data collection on disability in jails and prisons, deinstitutionalize those of us who are presently trapped in the clutch of the system because society has failed for so many decades to provide meaningful support and accommodations for people with disabilities in the first place. Many people who are presently incarcerated, um, are incarcerated now for behaviors that forty years ago would have landed them in a psychiatric facility. That’s important to state. We have to start re-envisioning and reimagining criminal justice. Criminal, what is criminal? Right, because criminality is a social construct, and what is justice? And what could that look like if we actually applied a racial justice, a trans justice, a disability justice lens? I think that that is the way we can advance the rights of all of us and we really need to recommit ourselves to the long and bitter struggle for justice as the honorable Senator mentioned, so thank you.

Rebecca: This is TalkPoverty Radio on the WeAct Radio network. I’m Rebecca Vallas, and for a very special episode commemorating the 25th anniversary of the Americans with Disabilities Act, or the ADA, I have with me Alice Wong. She is the founder and the coordinator of the Disability Visibility Project, which was done in partnership with StoryCorps. Alice, thank you so much for joining TalkPoverty Radio.

Alice: Thank you so much for having me.

Rebecca: So I understand that you and I were both at the White House event commemorating the 25th anniversary of the ADA. I didn’t see you, but I understand now that you were there in a special way.

Alice: There’s a really awesome device, called BeamPro, and it’s basically a teleconferencing device that allows a person to use their left hand at home and they can operate a robot. So it’s kind of like people can see me through the monitor, and I’m moving around in the Red Room and the Blue Room and the East Room. I couldn’t believe it. It was thrilling to be in the White House, and to actually say hello the President.

Rebecca: So, you – you were the first person to ever use this BeamPro technology in the White House. Is that right?

Alice: I believe so. That’s what they told me at the White House. So it was a huge honor, and really – you know- an adventure to try to use it and to make sure it all worked. Kind of sort of similar of the President and me side by side, virtually.

Rebecca: It’s pretty amazing.

Alice: Well, this is life in 2015, now. I think there’s a lot of amazing interest in technology and things that are available online now that really give people with disabilities a way to participate in ways that they haven’t before, and one thing that I maybe should I mention: so many amazing people with disabilities using Twitter and Facebook, makes me think about when I was younger – in the pre-Internet days – and, wow, if I had that as an option, the world would be so different.

Rebecca: Well, in full disclosure to our audience: that’s how you and I know each other is through Twitter.

Alice: Yeah, it’s pretty funny.

Rebecca: So, tell us a little bit about the Disability Visibility Project you coordinate in partnership with StoryCorps? What is that project about and how did it come into being?

Alice: The Disability Visibility Project is kind of like a grassroots campaign that I launched last year, and it’s kind of a one year project, kind of encouraging people with disabilities to stand a part of this lead up to the really landmark 25th anniversary of this Americans with Disabilities Act. There aren’t enough stories – people with disabilities telling their stories on their own terms, and it’s kind of an easy way to really get the community involved. And Storycorps is a wonderful national nonprofit located in Atlanta, Chicago, and San Francisco, and they have a mobile tour that goes throughout the country. And we’re just trying to encourage people from all over the country to try to participate and just tell the stories of their lives and what they care about. And now with the StoryCorps app, people don’t have to travel. They can just use their smartphone and record their story. There are a lot of different ways.

Rebecca: And tell us about a few of those stories that you received through the Disability Visibility Project. I think you have some actually for us on tape that we’ll be able to play for our listeners.

Alice: A lot of people talked about education in their career lives. And one thing that has been clear that – in some of the interviews, is the notion of economic self-sufficiency. People who grow up having a disability – how they need to take care of themselves. And what they need to do in order to take care of themselves. In many ways, they need education, earning money, working hard, and sometimes, there are a lot of policy areas that come along with that, so that’s been in some interviews so far.

Rebecca: And let’s play a clip of one of those interviews.

Speaker: If you don’t have a disability, you know, you basically are encouraged to always present yourself in terms of what you can do, that’s your identity- hopefully, if you have a healthy sense of self. The things that you can’t do are simply the things you haven’t learned how to do yet, or that you didn’t really care about in the first place. I feel like the message that a person with a disability gets is: your identity is based on what you’re unable to do. It’s how well you can argue for not being able to do something.

Rebecca: Alice, now I understand that several of the interviews you did for this project were on the subject of people with disabilities fighting for economic justice. Let’s hear a clip from one of them.

Speaker2: Well, and I think the next frontier – and I know there are people working on this, and talking about it, so it’s like some nuanced idea – it’s really economic justice for people with disabilities. I mean, we are among the poorest of the poor in this country, the most unemployed or underemployed demographic. And you know I think economic justice is really the next fight – and it’s the fight now, right, and it’s the fight in the future.

Rebecca: Something we talk a lot about on TalkPoverty radio is how disability is both a cause and a consequence of poverty. What are some of the ways in which we need to see policy change building on the successes of the Americans with Disabilities Act and other pieces of critical legislation to really move forward and realize the goals of those pieces of legislation?

Alice: One of the easiest things in my mind – and easy in my mind, but really difficult, I think, politically is really the asset and income limitation for people with disabilities to receive either SSDI or Medicaid. For so many people with disabilities, these are major disincentives towards working. Whether or not they have the drive, the talent, and the opportunity to work, these kind of barriers really keep people with disabilities who want to work, who want to pay taxes, earn income, and actually create access and wealth and contribute to society and it’s punitive for many of us, in modern community-based services, because there are linked with Medicaid, and all of these aspects, income limitations, are really hampering a lot of disabilities – younger people, who want to work, are wanting to enter the workforce, but cannot.

Rebecca: And where can our listeners find more about the Disability Visibility Project?

Alice: We have a website called disabilityvisability.com. We also have a Twitter, at D-i-s-v-i-s-i-b-i-l-i-t-y.

Rebecca: It’s a doozy to spell. Well, thank you so much Alice Wong for being on TalkPoverty radio today. This has been – this is a really special episode for me in a lot of ways and I’m really glad you were able to join us for it. Alice Wong is the project coordinator for the Disability Visibility Project, a community partnership with StoryCorps.

Alice: Thank you so much Rebecca.

Rebecca: You’re listening to TalkPoverty radio. I’m Rebecca Vallas. And to continue this special ADA-at-25 episode of TalkPoverty Radio, I have a very special guest with me – Michael Morris. He is the executive director of the National Disability Institute. Michael, thank you so much for joining the program.

Michael: Thank you for bringing me on and I look forward to the conversation.

Rebecca: Well this is obviously a wonderful and celebratory week, but a point that you and other people have made is that we really still have a lot of our work cut out for us. For example, one tragic sentence that I write and say routinely is that “disability and poverty go hand in hand.” And this is something you and I have discussed at length over the years- that 25 years after the ADA, this is still the case. Why is this still the case?

Michael: I think there’s no single reason. I think attitudes change slowly. I think that there’s discrimination in this country still that prevents many people with disabilities from being employed. The estimates vary of anywhere from 50-80% of the disability population is not in the labor force. We know people with disabilities are two times more likely to be living in poverty than their non-disabled peers. But I think the real issues that confront us is a combination of policy and practice.

Rebecca: And, going back to the poverty rates of people with disabilities even who are working, something that is perhaps less well known but really is quite staggering is that poverty rates are disproportionate for people with disabilities even when you compare part-time workers and full-time workers with and without disabilities. Maybe part of this is about the disability pay gap – we’ve got new research finding that for workers without disabilities who are paid a dollar, workers with disabilities are paid just .68c on that dollar. Do you think that maybe these – how do you explain these disparities?

Michael: Well, it’s so interesting. That’s really some new research which compounds the challenges people with disabilities face. So those who have been fortunate enough to get into the workforce find their pay gap than women, racial and ethnic minorities. So, what does all that mean? It means that, culturally, we have a long way to go for people with disabilities to truly be accepted for their talent, for their value, for their contributions to communities, to the workplace, and to our economy.

Rebecca: Now, switching gears a little bit, it’s not just a story all about income poverty disparities. The National Disability Institute, which you lead, has also looked at how people with disabilities are doing when it comes to having savings – even just a little bit of savings. What have you found there?

We have a long way to go for people with disabilities to truly be accepted for their talent, for their value, for their contributions to communities, to the workplace, and to our economy.

Michael: Yes. We’ve been able to analyze data from several major studies- one by Finra, one from FDIC- surveying households. And here again we see some stark contrasts. When people with disabilities were asked do they have enough funds for any kind of financial emergency – car breaks down, could be a healthcare emergency – people with disabilities were 2 to 3 times more likely not to have any rainy day fund, any emergency fund. So, it’s more than the income gap. It’s this lack of savings. And, we investigated further and see that 80% of people with disabilities have no retirement account, have not ever seen a person to talk about any financial planning. So, we really are at a point in time, that I would have expected when – frankly, I was there at the White House, back on the lawn, with about a thousand others, when President Bush signed the ADA, and I don’t know if I could have seen the future 25 years later, but my expectations- and I think so many people in the disability community, their expectations as well – that promise of the ADA, in addition to promoting independent living and community participation, was also about advancing economic self-sufficiency. We’ve got a long way to go.

Rebecca: And it isn’t just retirement accounts, right? Some of the work you guys have done has also found that almost half of households headed by working-age people with disabilities are either unbanked – have no bank at all, no mainstream financial inclusion – or underbanked. Can you talk a little bit about that?

Michael: Yes, that information came from the new study we did with FDIC that almost 1 in 2 individuals with disabilities heading households were either unbanked or underbanked – and if that isn’t a serious problem enough by itself, the secondary problem was people with disabilities as compared to people without disabilities were more likely to use alternative financial services- kind of a fancy name for pawn shops, and check cashing places, predatory lending operations, that – on top of – let’s kind of add up the pieces here. If you’re working, you’re probably earning less on the dollar from new research. You’re also not in the financial mainstream. You’re also using alternative financial services. And you’re less likely to be planning for the future in terms of retirement, or down the road – even to have emergency funds. So if there’s anything that I would stress to people thinking about “well, we’re at 25 years, where do we go?” I think the compass couldn’t be pointed more directly than on this issue of poverty and disability. It’s unacceptable and we know we can do better.

Rebecca: So what can we do to increase the numbers of people with disabilities who are included in that financial mainstream?

Michael: Well, we’re working with 19 community partners in 6 cities in a project called “Roads to Financial Independence,” where we’re providing on a 1-to-1 basis opportunities for financial education and financial coaching to individuals with disabilities who want to return to the workplace, or get into the workplace for the first time, are already working- is help them assess their financial capability and status, set financial goals, and look at – if they have no credit, how do you establish credit; if they’re heavily in debt, how do we help them reduce debt; how do we help them establish a savings account? We do expect, over the next several years, to be working with several thousand individuals with disabilities, and learn – really, for the first time – how can the financial world and the disability world and all kinds of community partners, work really well together and what kind of results can we then achieve?

Rebecca: And in your TalkPoverty column this week, you mention that there are a number of recent policy developments that offer concrete opportunities to help bring people with disabilities into the financial mainstream. And specifically, you mention the ABLE Act, legislation that was passed last year. Can you tell us a little bit about the ABLE Act – what it does, and maybe if there are ways in which you don’t think it goes far enough?

Michael: Sure. ABLE Act is, to me, a historic piece of legislation. Took 8 years to get through Congress, and basically it sets up for a certain number of people, who will be eligible – people with disabilities – to establish tax-advantaged savings accounts. It’s somewhat modeled after the 529 college savings accounts, but with several important differences. Number one: the use of the money in the account is not limited just to paying college tuition, and housing, and books. It covers the range of needs that people with disabilities face, often as an extra cost of just living a better quality of life, that’s related to transportation, employment, education, purchase of technology, extra healthcare costs. So it really covers a lot of ground to change a person’s outlook on what they can do. But it even does more than that. It allows, for the first time, for people on SSI to get past the asset limit we talked about a few minutes ago – of $2000 for an individual, $3000 for a couple. No federal public benefit that is means or resource-tested will be able to count the ABLE account that would disqualify someone from being any longer eligible for that public benefit. So in those several ways, this is really a historic change in thinking. Now, unfortunately, it is limited to only a segment of the disability community. It will only help people whose age of onset of disability was age 26 or younger- that leaves out millions of people – and it also restricts the amount of money you could put aside in a savings account annually to $14,000. Now, over time one is going to accumulate more money, but this is so important because, to me, it also is the first time in public policy where Congress is recognizing, “wait a minute. People with disabilities have extra costs other people don’t have.” Sometimes just to get out of bed with personal assistance services. Sometimes it’s technology which will help them speak, or read. Sometimes it’s other assistance related to employment, or transportation. These are costs that could be covered as part of the money set aside in ABLE account. So it’s pretty significant, and I think – I hope – we’ll continue to be able to build on it, expand the population who’s eligible. But, more than that, I really see over the next 5 years, a potential 5 million ABLE accounts opened across the country. What’s exciting about that to me is it sets up a culture of savings, which we didn’t have. It takes away the fear of losing public benefits because those asset limits related to an ABLE account, an ABLE account will be excluded. It really allows a person to dream, and I consider an ABLE account as almost a down payment of really – a first step toward freedom, and independence.

Rebecca: And another policy you mention in your TalkPoverty column relates to the Earned Income Tax Credit, or the EITC. What is it that you think should be done with the EITC, and why is important for people with disabilities?

Michael: Well, EITC -I know, Rebecca, you know- is for people with and without disabilities. It has lifted millions of people out of poverty. For people with disabilities, many of them are unaware they may even be eligible. There’s a lot of myths and misinformation about Earned Income Tax Credit. During the past ten years, National Disability Institute has worked collaboratively with the IRS to do outreach and education to the disability community that: you do not have to be a family, you do not have to have a family with children, to be eligible for the Earned Income Tax Credit. We have helped, over the past 10 years, 10 million low-income taxpayers with disabilities actually be helped with their tax return, and have recouped over $2 billion in tax refunds. But what we do know is the Earned Income Tax Credit could be even better. Right now, you have to be age 25 or older to be eligible. And it really – this is something, unusually, both at the Republican and Democratic sides – or spectrum – of ideology, there is agreement to bring down the Earned Income Tax Credit to a much lower age – 18, 19, 20. We also know the benefit is skewed towards families with children, and so an individual, which represents lots of folks with disabilities who are not part of a family – they’re getting a much lower credit or benefit. We had one of the key people of the IRS at our summit last week, who shared a very interesting statistic: despite our work with helping people with disabilities access the Earned Income Tax Credit, there are still 1.5 million individuals with disabilities who are eligible for the credit but have not realized that what they have to do is file a tax return. So we’ve got a way to go, but the EITC is an important tool. I think we’ve proven it to be, that is helping thousands of people in the disability community, and millions of low-income Americans really finally escape poverty.

Rebecca: Michael Morris, executive director of the National Disability Institute. Where can our listeners find more about the reports that you guys have done, and the other resources that you have?

Michael: Thank you for asking. We have a website that we hope will be easy to remember. “www.realeconomicimpact.org” And we urge people as well to join our Real Economic Impact Network.

Rebecca: Michael Morris, thank you so much for joining TalkPoverty radio.

Michael: Thank you, Rebecca.

Rebecca: And that’s our show. Thanks for listening to TalkPoverty radio on the WeAct radio network. We’ll be back next week, Thursday at 4. Also available on iTunes as a podcast or you can listen online at weactradio.com. Special thanks to our executive producers Alyssa Peterson and the one and only Greg Kaufmann, CAP’s amazing poverty and press teams-

Tracey: -and, as always, DC’s own Christlyez Bacon gets the last word. Thanks for listening.

Christlyez: [raps] I work and get paid like minimum wage, sites to hit the clock by the end of the day, hot from downtown until the hood where I stay, the only place I can afford cuz my block ain’t safe. I spend most of my time working trying to bring in the dough, and none of those could come at me with a HMO, and nowadays it’s common for grandparents to outlive their grandkids, and those the type of odds that we handlin’. I’m not a slave to a man with a whip, I’m a slave to the U.S. mint, and it got me doing things in my life that never made any sense, but it paid me in dollars and cents. I need the money for the food and healthcare, the schools and bus fare, you can’t pay the rent without the U.S. right there, with shackles on my hands and toes – they got a brotha moving slow but my soul is determined to go. I want freedom. Freedom. Now I don’t know where it’s at, but it’s calling me back. I feel my spirit is revealing amount. We just tryna get freedom. Freedom.

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